Terms and Conditions
Effective Date: [Insert Date]
Welcome to [Your Website Name]. By accessing and using our website, you agree to comply with and be bound by the following terms and conditions. Please read these terms carefully before using our services.
1. Acceptance of Terms
By using our website, you agree to these Terms and Conditions. If you do not agree with any part of these terms, you must not use our website.
2. Use of Our Website
- Eligibility: You must be at least 18 years old to use our website.
- Accuracy of Information: While we strive to provide accurate and up-to-date information on insurance products and services, we do not guarantee the completeness, accuracy, or reliability of any content on our site. Users are responsible for verifying any information before making decisions based on it.
- Prohibited Conduct: You agree not to engage in any activity that could harm our website, its content, or its users. This includes but is not limited to uploading viruses, hacking, or using the website for unlawful purposes.
3. Insurance Services
- No Professional Advice: The content on our website is provided for informational purposes only and does not constitute professional advice. For personalized insurance advice, please consult a licensed insurance agent or broker.
- Third-Party Products and Services: We may provide links to third-party websites or services related to insurance products. We do not endorse or take responsibility for the content, products, or services offered by these third parties.
4. Intellectual Property
- Ownership: All content on this website, including text, graphics, logos, and images, is the property of [Your Company Name] or its content suppliers and is protected by intellectual property laws.
- Limited License: You are granted a limited, non-exclusive license to access and use our website for personal, non-commercial purposes. You may not reproduce, distribute, or create derivative works from our content without our prior written consent.
5. Limitation of Liability
- No Warranties: Our website is provided on an “as-is” basis. We make no warranties or representations about the accuracy, reliability, or availability of our website or its content.
- Limitation of Liability: To the fullest extent permitted by law, [Your Company Name] shall not be liable for any damages arising from your use of our website, including direct, indirect, incidental, or consequential damages.
6. Privacy
Your use of our website is also governed by our [Privacy Policy], which explains how we collect, use, and protect your personal information.
7. Changes to Terms and Conditions
We reserve the right to update or modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our website after any such changes constitutes your acceptance of the new terms.
8. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of [Your Jurisdiction]. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts in [Your Jurisdiction].
9. Contact Information
If you have any questions or concerns about these Terms and Conditions, please contact us at:
[Your Company Name]
[Your Address]
[Your Email Address]
[Your Phone Number]
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